To start investing, begin by assessing your financial situation, understanding your investment goals, risk tolerance, and time horizon. Then, educate yourself about different investment options, open an investment account, and start by investing small amounts regularly.

Beginners should consider starting with low-risk investments such as mutual funds, index funds, or exchange-traded funds (ETFs), as these provide diversified exposure to various assets and require less individual market knowledge.

You can start investing with a relatively small amount of money. Many online brokers and investment platforms have low or no minimum investment requirements, allowing you to start with as little as a few dollars.

Stocks represent ownership in a company and offer the potential for capital gains and dividends, but they come with higher risk. Bonds are debt instruments where you lend money to an issuer (like a government or corporation) in exchange for regular interest payments and the return of the bond's face value at maturity, usually offering lower risk and returns compared to stocks.