Small Business Funding | Canary Financial

What are you looking for?

Loan product *

Amount requested *

$50,000 – $350,000

Business overview

Legal business name *

DBA / trade name

Industry *

Business street address *

City *

State *

ZIP code *

Entity type *

Business start date *

Tax ID type

Business Tax ID / EIN

Annual gross revenue *

Number of employees *

Years in business

Your credit, best guess

Business history

Has this business or any owner had a past bankruptcy?

Has this business defaulted on a government-guaranteed loan (e.g. SBA)?

Answer honestly — "Not sure" is fine. These are standard underwriting questions every funding partner asks.

Ownership

Documents

Attach what you have now for the fastest turnaround — you can also come back later using your saved link. Tax returns must be un-redacted (SSN/EIN visible).

Not ready to finish? Save your progress and we’ll email you a private link to come back within 30 days. Your Tax ID / SSN are never saved.

Also required by our other funding partners

Every funder we work with asks for a slightly different set. Completing these means your file can go to any of them without us coming back to you for more.

Use of funds *

Business email *

Business phone *

Business country *

Length of ownership *

Include a number, or say "since founding".

Average monthly revenue *

Owner / personal guarantor - required by our other funding partners

Every funder underwrites the guarantor as well as the business. Your SSN is encrypted the moment it reaches us and is never shown back in full.

Owner home country *

Home ownership *

Time at residence *

Employment status *

Authorization

I authorize Canary Financial and its funding partners to obtain my personal and business credit reports and to verify the information in this application. * I confirm the information above is accurate and complete, and I authorize Canary Financial to share this application with its funding partners. I understand Canary Financial is not a bank or direct lender, and that submitting an application does not guarantee approval or funding. I also consent to be contacted by Canary Financial and its funding partners at the phone number and email I provide, including by autodialed, prerecorded, or AI-assisted calls and text messages. Consent is not a condition of any purchase; message and data rates may apply. * Optional: text me about this application. Message and data rates may apply; reply HELP for help and STOP to opt out. This is separate from the credit authorization above.

Supporting documents

Optional, but every one of these speeds up a decision - and different funders ask for different ones, so anything you attach here travels with your file wherever it goes. PDF, image, Word, Excel, CSV or text; 10 MB per file.

Signed funding application

Anything else

Sign your application

Sign below to certify the information is accurate and to authorize Canary Financial and its funding partners to review this request. Some funders will not accept a file without it.

Sign above using your mouse or finger

By submitting, you authorize Canary Financial and its funding partner to contact you at the phone number and email you provide, including by autodialed, prerecorded, or AI-assisted calls and text messages. Consent is not a condition of any purchase; message and data rates may apply. Submitting does not guarantee approval or funding.

Your Tax ID and SSN are encrypted. A member of our team reviews every request and works with our funding partner on your behalf.

Ways to fund

Three programs, one application.

Our funding partner matches your request to the program that fits — amounts, rates and terms are set by the funding provider based on your revenue, time in business, and credit.

SBA 7(a) loan

$50,000–$350,000. 10-year term, no prepayment penalty, government-backed.

Typically 4–6 weeks to fund

Bank term loan

$50,000–$300,000. 2, 3, or 5-year terms, fixed rate, monthly payments.

Typically ~2 weeks to fund

Line of credit

$50,000–$100,000. Draw what you need, repay, and draw again.

Revolving

Important disclosure

Canary Financial is not a bank or direct lender. Financing products may be offered through third-party lenders, funding marketplaces, referral partners, or lending partners. Approval, interest rates, loan terms, funding timelines, and eligibility are determined solely by the applicable funding provider. Submission of a funding request does not guarantee approval or funding.