Canary Financial
Tools & Guides

Run the numbers
before you commit.

Six interactive calculators for the decisions business owners actually face — from the true cost of a factor rate to how long your cash will last. Instant, private, and free. Move a slider and the answer updates as you go.

Answers in seconds Private — nothing is saved No sign-up required
Calculators

Pick a question. Get a clear answer.

Every result is an estimate for guidance only — not an offer of credit or a commitment to lend. Actual terms depend on the provider and on approval.

Working-capital / term-loan payment

Monthly principal & interest on an amortizing loan.
Explore borrowing options
For guidance only. These calculators are educational estimates and do not constitute financial advice, a quote, or an offer of credit. The APR-equivalent shown for factor-rate financing is an approximation. Figures such as savings versus a bank use the rates and margins you enter. Actual products, rates, and terms are set by the provider and are subject to application and approval.
Keep going

Turn the numbers into next steps.

Not sure where to start?

The funding-fit explorer points you to the options that tend to match businesses like yours — in about a minute.

Find your funding fit