DSCR Loan Application | Canary Financial

DSCR loan application

Tell us about the deal.

Six quick sections. You can save and email yourself a private link to finish later on any device.

1. Loan intake 2. Borrower 3. Property 4. Loan & experience 5. Financials 6. Documents & review

Basic information & loan intake

Program details for this request.

Loan program *

Please choose a loan program.

Loan type *

Please choose a loan type.

What is the exit strategy? *

Please choose an exit strategy.

Borrower & guarantor

The entity and primary guarantor.

Company name

Entity type

Primary guarantor email *

Valid email required.

Phone

First name *

Required.

Middle initial

Last name *

Required.

Suffix

Citizenship

Estimated FICO score

Primary address *

Required.

City *

Required.

State *

Required.

ZIP *

Required.

Credit & background authorization *

Upload signed authorization or Email electronic authorization to guarantor

Upload an authorization file or choose to email it to the guarantor.

Subject property

The property being financed.

Property type *

Required.

Property address *

Required.

City *

Required.

State *

Required.

ZIP *

Required.

Purchase price *

Required.

Estimated payoff / debt

As-is value *

Required.

Date of purchase

Applicable if owned more than 24 months.

Does the borrower plan on living in the property? *

Please choose one.

Is there a signed Purchase & Sales Agreement? *

Please choose one.

Is this new construction? *

Please choose one.

Loan information & experience

Terms and your track record.

Amount requested *

Required.

Loan term *

Required.

Borrower sold / held properties (last 3 yrs)

Borrower renovations completed (last 3 yrs)

Investment properties sold (last 3 yrs) *

Required.

Rental properties currently owned *

Required.

Target closing date *

Pre-filled to 30 days out.

Required.

Also required by our other real estate funding partners

Each lender asks for a slightly different set. Completing these means your file can go to any of them without us coming back to you.

Program *

Use of funds *

Borrowing entity - required by our other funding partners

For a holding entity, use its rental or operating income as the monthly revenue.

Industry *

Years in business *

Average monthly revenue *

Guarantor - required by our other funding partners

Your SSN is encrypted the moment it reaches us and is never shown back in full.

Guarantor date of birth *

Guarantor SSN *

Encrypted at rest. Never returned in full.

Ownership % *

Home ownership *

Time at residence *

Employment status *

Authorization

I authorize Canary Financial and its funding partners to obtain my personal and business credit reports and to verify the information in this application. * I confirm the information above is accurate and complete, and I authorize Canary Financial to share this application with its funding partners. I understand Canary Financial is not a bank or direct lender, and that submitting an application does not guarantee approval or funding. I also consent to be contacted by Canary Financial and its funding partners at the phone number and email I provide, including by autodialed, prerecorded, or AI-assisted calls and text messages. Consent is not a condition of any purchase; message and data rates may apply. * Optional: text me about this application. Message and data rates may apply; reply HELP for help and STOP to opt out. This is separate from the credit authorization above.

Property financials (unit level)

How the property performs.

Current occupancy *

Please choose one.

Leasing strategy *

Please choose one.

Current monthly rent

Estimated monthly market rent

Annual property tax

Annual insurance premium

Annual flood premium

Est. square feet

(Annual) HOA or PUD fees

Documents & review

Uploads are optional — add whatever you have, then review and submit.

No required documents available.

Purchase contract

Rehab list

Lease agreement

Rent roll

P&L financials

Plans

Permits

Entitlements

Borrower experience form

Title agent / attorney contact info

Construction budget

Any additional documents to upload?

Appraisal / broker price opinion

Driver license (front and back)

Sign your application

Sign below to certify the information is accurate and to authorize Canary Financial and its funding partners to review this request. Some funders will not accept a file without it.

Sign above using your mouse or finger

Review

Indicative process only and not a commitment to lend. Final terms depend on full underwriting by the capital partner. DSCR loans are for business-purpose, non-owner-occupied investment properties only. We save your progress (not sensitive documents) so you can resume within 30 days.

Important disclosure

Canary Financial is not a bank or direct lender. DSCR financing may be offered through third-party lenders, funding marketplaces, or lending partners. Approval, interest rates, loan terms, funding timelines, and eligibility are determined solely by the applicable funding provider. Submission of an application does not guarantee approval or funding.

DSCR rental-propertyloan application.

Tell us about the deal.

Basic information & loan intake

Borrower & guarantor

Subject property

Loan information & experience

Also required by our other real estate funding partners

Borrowing entity - required by our other funding partners

Guarantor - required by our other funding partners

Authorization

Property financials (unit level)

Documents & review

Sign your application

Review

DSCR rental-property
loan application.