Canary Financial
Investment property · business purpose

DSCR rental-property loans,
qualified on cash flow.

Qualify on the property's cash flow — not your personal income. Instant DSCR estimate and indicative terms for 1–4 unit rentals, condos, and small multifamily held in an LLC.

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Cash-flow qualified No income docs or DTI 1–4 units, condos, multifamily Up to 80% LTV

Get your DSCR estimate

How DSCR works

Cash-flow qualified. We compare the property's rent to its debt service (PITIA) — no personal income docs or DTI.
DSCR = Rent ÷ PITIA. 1.0 means the rent exactly covers the payment; higher is stronger and prices better.
Held in an LLC. 1–4 unit rentals, condos, and small multifamily, purchase or cash-out refinance.
Fast & flexible. 30-yr fixed, interest-only, and ARM structures up to ~80% LTV.
Business-purpose, non-owner-occupied only. Fill in the form for an instant estimate.